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An Alternative to Paypal

I have used PayPal for years and years without a problem but I know others have had their issues with PayPal. Some of the issues found online include frozen accounts, putting holds on credit cards and seizing funds. The issue is that PayPal is not a bank and does not have to act like a bank or follow federal guidelines.  So do you have options for transferring money. I ran into this on Listia when a buyer didn't have a PayPal account.  I didn't want them to send money through the mail (this is NOT a good idea), so I did some research and found Dwolla.  So how does it work?  Well according to their website,
" Dwolla is a payment network that allows any business or person to send, request and accept money. We're not like those other big payment companies that rely on plastic cards and charge hefty fees. Instead, we’ve built our own network that securely connects to your bank account and allows you to move money for just $0.25 per transaction, or free for transactions $10 or less."
It works much the same as PayPal so don't be mislead, but it still a online cash transfer company. Well, with Listia, many of the transactions are for shipping costs only, meaning most are less than $10. Making it an pretty good deal over paying a fee with PayPal for a tiny $3.00 transaction.

In the near future I will share some other options for businesses. I would love to hear from you and share your experiences a well.
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